A collapse of a building or portion of a building is a covered loss under most policies. This loss can occur from hidden damage or during the process of reconstruction or new construction. Collapses often involve structural damage and a significant reconstruction effort. Depending on the cause of the loss and the effect to property a collapse may result in a total loss and a settlement of policy limits.

Capital Public Adjusting will provide you with experienced engineers and experts including General Contractors to determine the extent of the damage and the protocol for restoration. Over the years the definition of collapse has narrowed under most policies.

Call Capital Public Adjusting to determine if your damage fits your policy's definition of collapse.